AEX Business Solutions
Risk measurement for small business financing is an activity that commercial borrowers probably gave little or no thought to until most banks and other commercial lenders stopped making even routine business loans to small businesses throughout the United States. While most bankers have portrayed their dramatically reduced levels of working capital financing and commercial mortgages as something that should not be of real concern, the failure of banks to sustain anything remotely close to a normal amount of commercial financing should serve as a meaningful warning to all concerned. The Small Business Financing Guide will continue to describe a number of commercial finance risks that should be measured by small business owners as a critical part of their financial decisions.
AEX Commercial Financing Group has eliminated business financing fees paid to us by commercial borrowers and charges only a fixed consulting fee based on the time and effort required to help business owners. Our consulting fees currently range from $1500 to $4500. When lenders compensate AEX for our efforts in arranging commercial financing for a client, we share any resulting payment on a 50/50 basis with our client.
In order to allow us to handle some projects (such as determination of whether a specific lender should be avoided) at a cost reduction (compared to our regular fee structure), AEX is offering a special business finance consultant program with lower initial fees that will typically range from $300 to $900. Please note that if AEX subsequently receives compensation from lenders, the reduced fees for special small business consulting will NOT be reimbursable.
AEX consulting services will frequently produce improvements for commercial mortgages, business loans and working capital financing. AEX Commercial Financing Group also provides commercial bank consulting to assist business owners in obtaining a candid evaluation of current and prospective banking relationships. Our clients consistently tell us that one of their most disliked activities involves communicating with commercial lenders, so we are often especially productive and helpful when assisting with business lender communications.
AEX Commercial Financing Group acts as a business consultant throughout the United States. Our business consulting efforts focus on (1) formulating practical solutions for avoidable business problems and risk areas; (2) business communications with lenders and businesses; and (3) commercial lender negotiations.
Stephen Bush is the Founder/CEO of AEX Commercial Financing Group and is a small business loans expert who has written for many years about how to find realistic solutions for commercial finance problems. His latest series of special reports explain business banking and small business finance problems in straightforward and concise terms.Two of these reports are “Seven Words Describing Commercial Real Estate Loans” and “Six Words to Describe Commercial Loans”. Business owners should contact Steve to receive a candid review of practical small business financing options and to learn more about his current recommendations.
Practical and Candid Business Financing Solutions
AEX Commercial Financing Group
UPDATED INFORMATION ABOUT SMALL BUSINESS FINANCE SOLUTIONS —
Unlike many business financing sources that have discontinued or reduced their commercial loan activities, AEX Commercial Financing Group remains as one of the few consistently-reliable sources for working capital loans, business finance consulting, short term financing, small business loans and merchant cash advances throughout the United States that has also REDUCED their professional fees.
Many businesses are experiencing difficulties in refinancing commercial mortgages and replacing business credit lines which have been reduced or revoked. AEX Commercial Financing Group can provide both short-term capital financing and long-term business financing options.
A funding solution from banks is not routinely appearing for business finance needs that most owners currently have. Banks have been the traditional source of small business loans for several decades, but this role seems to be growing to a close. As a result, it has become essential for borrowers to both evaluate their commercial finance needs and find new sources for commercial financing and working capital loans. A series of brief explanations about several of the most critical commercial lending issues likely to be confronted by small businesses are summarized in a recent AEX special report.
QUESTIONS? Please contact Stephen Bush for key updates and timely commercial finance advice.
The AEX Small Business Financing Guide is published by AEX Commercial Financing Group. AEX provides business financing, SBA loans and small business loans throughout the United States.
AEX commercial finance funding programs include the following:
- Small business cash advances
- Short term loans
- Small business mortgages
- Working capital financing and working capital advance program
- Business opportunity financing
- Commercial finance consulting
- Merchant loans, merchant financing and merchant cash advance programs
AEX offers small business loan programs and commercial mortgage loans up to $25 million.
AEX business financing is available for special purpose properties such as funeral homes and golf courses.
AEX offers a unique Referral Fee Program.
AEX publishes the AEX Commercial Mortgage Guide and the AEX Working Capital Strategies Guide.
The Small Business Financing Guide
Working Capital Guide Excerpts —
For most small businesses, the use of working capital financing tied to future credit card processing activity appears to be the one of the two most-reliable sources for business finance funding during the current financial turmoil (the other effective option — short-term working capital loans). As noted in The Working Capital Journal, there are ten key problems which should be avoided with credit card financing — The AEX Business Cash Advance Program has eliminated these critical problems and is available for use by businesses throughout the United States. (AEX can also provide short-term commercial loans.)
Our website helps us communicate with business owners about new small business loan issues, but it is impossible to publish all important commercial finance advice and updates on one “front page”.
Even though we invite business borrowers to contact us directly for candid advice, comments like the following AEX observation might be overlooked —
Many banks are no longer active in making small business commercial loans. An even more distressing situation which we see currently involves misleading and deceptive public statements by banks insisting that they are “lending normally” to businesses. The recent turmoil in business lending markets has shown just how quickly things can change when borrowers are looking for reliable sources of commercial financing. I originally wrote this report long before the massive problems with banks throughout the United States. Although many banks are rushing to create the public image that “everything is fine now”, we strongly believe that the potential for malpractice in small business finance and working capital loans has in fact gotten much worse since we published this precautionary report.Small Business Loan Expert — The use of a small business financing expert is a prudent step for commercial borrowers to take in view of continuing business lending difficulties.
Commercial Loan Options in Six Words — This article reflects our firm belief that a more concise (and candid) explanation about practical options for commercial loans will help small business owners to successfully deal with commercial lending difficulties. In several other commercial finance reports such as “Seven Words to Describe Commercial Mortgage Loans”, we employed a similar strategy.
Some thoughts about working capital help from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:
"Lenders providing competitive business financing and working capital cash for special purpose business loan needs are relatively rare. AEX has built a solid reputation based upon candid advice for avoiding critical problems with commercial loans and commercial mortgages. This problem-oriented experience is of critical importance to business owners interested in avoiding common business finance difficulties typically encountered with complex SBA loan refinancing, commercial real estate investment property investing, construction financing and business opportunity financing. Our straightforward advice and commercial funding programs can help most business borrowers immediately."Commercial Mortgages Guide - Small Business Mortgages
More information about AEX Commercial Financing Group - Commercial Loans
Working Capital Guide - Business Cash Advances
A Special Business Financing and SBA Loans Comment:
Recent events in financial markets have produced lingering uncertainties as to the impact for commercial loans, commercial real estate financing and small business cash advances. Anticipating business loan problems and solving difficult working capital financing issues have long been among the key reasons for small business owners including AEX Commercial Financing Group in their commercial loan discussions.Some commercial lenders (especially those with a local or regional focus) have stopped their business lending activities. For many commercial borrowers, it might seem that their commercial financing options have disappeared. In these uncertain circumstances, we offer our problem-finding and problem-solving expertise to help in any way that we can.
Please contact us directly for a personalized conversation about business financing.
Business owners wanting help with working capital financing and commercial loans should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for practical, candid and personalized advice.
